WHAT ARE MY OPTIONS?

Debt Advisory Line can advise on the following: Individual Voluntary Arrangement's (I.V.A.s), Trust Deeds, Debt Management, Bankruptcy, Secured Loans and Re-mortgages.

Here at Debt Advisory Line we have many years' of experience in helping people like you solve their debt problems. We know that no two people are the same nor will their financial situations be the same, that's why we will give you a free financial health check and guide you to the most appropriate financial solution depending upon your individual circumstances.

The options available to you may include:

IVA

Individual Voluntary Arrangement - a formal arrangement which is legally binding and benefits both you and your creditors.

Click to find out more

Trust Deed

A Trust Deed is a legally binding agreement between you and your creditors and is regulated by the Bankruptcy Act 1985 (Scotland) which benefits both you and your creditors.

Click to find out more

Debt Management Plan

A Debt Management Plan is an informal arrangement between you and your creditors, to enable you to repay your debts with one affordable payment.

Click to find out more

Bankruptcy

Bankruptcy is an option that has to be considered when an individual cannot pay their credit commitments.

Click to find out more

Secured Loan / Re-mortgage

If you are a home owner, releasing equity in your property may help you raise the finance which you need.