Call our debt helpline:

0800 157 7254

Existing customers helpline:

0800 093 5322

DEMSA OFT

Debt Example

Here's how a debt management plan can help you repay debt.
Catalogue £735
Loan £625
Credit Card £1,568
Overdraft £4,697
Total owed £7,652

Benefit of a Debt Management Plan

Current monthly payment: Term: 10 years (for credit card) £492
New monthly repayment:
Term: 3 years 8 months*
£222

Our customers

When i first got in contact with the debt advisory line, i was not sure how things would work out for me, it was when Mr Rabani a rep: of the advisory line assured me i nothing to worry about, ho

Mr P Morris

Why Debt Advisory Line?

We aim to reduce debt in the shortest possible time. We are members of DEMSA - (The Debt Managers Standards Association). We adhere to the code of conduct as set out by DEMSA which aims to protect the interests of both consumers and lenders. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

Latest Debt Management News and updates from Debt Advisory Line

Britain Reliant On Credit for Dental Bills
Thu 15th Apr 10 - 11:43

Within the last year, 39%of Britons have used their credit card to pay for dental costs over £50, and 2% have been forced to take out a loan. These shocking results come as more and more people struggle to find an NHS dentist for themselves and their children (up from 59% to 63%), according to Simplyhealth's Annual Dental Survey 2010. These financial effects could also signal a public health concern.

43% of people put off visiting the dentist due to the cost. 35% of these people, who have not visited the dentist, have suffered from devastating consequences. 26% have had to endure long term tooth decay, 19% have lost a tooth and 2% have had to resort to needing extreme dental procedures. Furthermore, the survey shows that 15% of Britons have cut out visiting the dentist altogether and have either called the NHS Direct or have gone to the A&E department with their dental issues putting additional pressure on public services.

Simplyhealth's healthcare provider James Glover explains: “It's extremely worrying that people are going to these lengths to pay for their dental treatment and that others are delaying to the point of pain and long term damage. The good news is that it doesn't need to be like this. By putting aside just a little a week, health cash plans and dental plans can help take away the financial bother of dental care. For example, a Simply Cash Plan starts from just £2.25 a week providing cover for dental visits, optician appointments, complementary therapies and more.”

Craig Gedey Marketing Manager at Debt Advisory Line comments ‘Adding every day expenses like dental costs to a credit card bill is fine as long as people have the funds to clear their balance at the end of the month.’

‘If you have no money available to clear your credit card balance or if you are struggling to keep up with minimum repayments then speak to a DEMSA approved Debt Management Company like Debt Advisory Line.’

‘Debt Advisory Line was voted Debt Management Provider of the Year in 2008 and 2009. We provide Personal Account Managers for every customer on our Debt Management Plan to provide ongoing support and one to one contact.’

For more details visit our website www.debtadvisoryline.co.uk today or call us FREE on 0800157 7254.

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