IVA Advice

Debt Advisory Line offers Professional IVA advice for anyone needs help and advice with their debt problems.

Average household debt is forecast to rise to £72,341 by 2015 (source Credit Action). In Q3 2010 13,653 people were being made bankrupt, a 7% rise year-on-year. Bankruptcy is an option to you if you are burdened by high levels of debt; however it is not something that should be entered into lightly.

If you owe over £12,000 in unsecured debts to 2 or more lines of credit, (this can be with one creditor), an Individual Voluntary Arrangement (IVA) which is part of a Government Approved Debt Repayment Scheme could be the right debt solution for you.

Benefits of an IVA include

• 1 affordable payment
• Interest and charges frozen - subject to creditor approval

Every day hundreds of people around England, Wales and Northern Ireland search online for IVA debt advice. Actually they should really be looking for advice on Individual Voluntary Arrangements (IVAs) as these are a realistic debt solution to many peoples' debt problems.

You can speak to Debt Advisory Line right now and find out if an IVA is the best debt solution for your own personal financial circumstances. Pick up the phone and call 0800 157 7254 to speak with one of our award winning debt advice experts. 

Get Online IVA Advice from the Best Just Complete our IVA Advice Form Now!

Key Information and Fees

We pride ourselves in providing award winning service and our expert debt advisers will discuss all options available to you. If you choose to start one of our ongoing services a fee will be payable. Click here for more information on our fees. Calls may be recorded for training and quality purposes. Calls from UK landlines are normally free; please check with your network provider for details. Your privacy is important to us. All correspondence is held in confidence and we will only request information required to find your best debt solution.

We must put certain 'priority' debts before others, debt write-off applies to unsecured debts, within and only on completion of an IVA or Trust Deed. * Repayment reduction based on customers taking out a debt management plan or IVA during October 2011. Repaying debt over a longer period may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term.

Individual Voluntary Arrangement  (IVA) is specialist service provided by our sister company Mitchell Farrar Insolvency Practitioners LLP

Click the link below to see the Government Insolvency Service document:

"In Debt? Dealing with your Creditors." Insolvency.gov.uk/guidanceleaflets

IVA customer feedback: E & D McDonald - Jan 2011  
Dear Danielle & team. Just a note to say many thanks for all your
help in setting up our IVA you’ve been very patient with us,
been a long haul but we’re there at last...
Many Thanks