Call our debt helpline:

0800 157 7254

Existing customers freephone:

0800 093 5322

Demsa

We are members of DEMSA - The Debt Managers Standards Association. This means that we adhere to the code of conduct as set out by DEMSA. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

Our customers

They are always there to help and I would advise anyone with financial worries to contact them.

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How do I start an IVA?

You should consider an IVA to deal with your debt problem if you meet the following criteria:

  • Your debt must be in the UK £
  • You must be a resident of England, Wales or Northern Ireland. If you are a resident of Scotland then we can help you with a Trust Deed (the Scottish alternative to an IVA)
  • You must be having difficulties paying your debts, or your debts must be greater than the value of your home (making you insolvent).
  • You must have debts over £15,000. If your debts are below this then Debt Advisory Line will advice you which debt solutions is best for your debt problems.
  • You must be able to demonstrate that you can repay a percentage of your debts back.
  • You should have a regular income.

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