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Debt Management Provider of the Year 2008 & 2009

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We are members of DEMSA - The Debt Managers Standards Association. This means that we adhere to the code of conduct as set out by DEMSA. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

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I would recommend Debt Advisory Line to anyone with debt problems, its reassuring to know there is someone out there who is willing to help you when you think you are sinking.

Another satisfied customer from Debt Advisory Line (Hertfordshire)

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Glossary

Term	Description
Informal Arrangement	A simple term for arranging reduced payments to creditors without using the services of a third party.
Insolvency	Having insufficient funds to meet all of your debts and / or being unable to pay debts as and when the money is due.
Insolvency Practitioner	A person who specialises in insolvency. They should be recognised by the appropriate regulatory body and are qualified to deal with your insolvency.
IVA - Individual Voluntary Arrangement	An IVA (Individual Voluntary Arrangement) is a legally binding agreement between you and your creditors that can help you become debt free usually within 60 months. The advantage of an IVA is that you'll only be making one lower monthly payment toward your debt and will no longer have to deal with your creditors.

Another satisfied customer from Debt Advisory Line (Hertfordshire)

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