Call our debt helpline:

0800 157 7254

Existing customers helpline:

0800 093 5322

DEMSA OFT

Our customers

First Class! I couldn't believe how quickley and efficiently my settlements were dealt with. Thank you very much!

Mrs Pannell

Why Debt Advisory Line?

We aim to reduce debt in the shortest possible time. We are members of DEMSA - (The Debt Managers Standards Association). We adhere to the code of conduct as set out by DEMSA which aims to protect the interests of both consumers and lenders. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

Enter your email address and those of your friend(s), then click submit

Tell a friend
Tell a friend


add another friend

Free debt advice button

Glossary

Term Description
Informal Arrangement A simple term for arranging reduced payments to creditors without using the services of a third party.
Insolvency Having insufficient funds to meet all of your debts and / or being unable to pay debts as and when the money is due.
Insolvency Practitioner A person who specialises in insolvency. They should be recognised by the appropriate regulatory body and are qualified to deal with your insolvency.
IVA - Individual Voluntary Arrangement An IVA (Individual Voluntary Arrangement) is a legally binding agreement between you and your creditors that can help you become debt free usually within 60 months. The advantage of an IVA is that you'll only be making one lower monthly payment toward your debt and will no longer have to deal with your creditors.