Call our debt helpline:

0800 157 7254

Existing customers helpline:

0800 093 5322

DEMSA OFT

Our customers

I would like to thank you Joe for a very quick settlement.

Mrs Meyers

Why Debt Advisory Line?

We aim to reduce debt in the shortest possible time. We are members of DEMSA - (The Debt Managers Standards Association). We adhere to the code of conduct as set out by DEMSA which aims to protect the interests of both consumers and lenders. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

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Glossary

Term Description
Earnings Arrestment This is the Scottish equivalent to an "Attachment of Earnings". The court may order money to be deducted from the wages of a debtor to repay outstanding debts.
Equity The difference between the amount owing on a property and the current market value of that property. If the sum of all loans which are secured on a particular property is greater than the market value of that property then this is known as "Negative Equity".