Call our debt helpline:

0800 157 7254

Existing customers helpline:

0800 093 5322

DEMSA OFT

Our customers

I hope that this good work will continue and eventually get us out of what was a very hasty job. Many thanks.

JWL Adams

Why Debt Advisory Line?

We aim to reduce debt in the shortest possible time. We are members of DEMSA - (The Debt Managers Standards Association). We adhere to the code of conduct as set out by DEMSA which aims to protect the interests of both consumers and lenders. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

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Glossary

Term Description
Arrears Arrears is a legal term for a type of debt which is overdue after missing an expected payment. Arrears accrue from the date on which the first missed payment was due. The term is often used to describe being late with rent, bills, contractual payments, child support, or other legal financial obligation.
Assets Assets are things you own that have a monetary value. Good everyday examples of assets will include your property, car, savings, antiques, valuable jewellery etc.
Attachment of earnings If you are not repaying debts as agreed through the Court they can notify your employer to deduct a certain amount before paying your wages which will then be used to repay your debts. Under British law, a self-employed, unemployed, or member of the armed forces cannot have an attachment against them.