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We are members of DEMSA - The Debt Managers Standards Association. This means that we adhere to the code of conduct as set out by DEMSA. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

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I asked for help and they have been really supportive and helped me out of what could have been a mess I would recommend them to any one who has money troubles

Patricia from Kirton-in-Lindsey

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Glossary

Term	Description
Arrears	Arrears is a legal term for a type of debt which is overdue after missing an expected payment. Arrears accrue from the date on which the first missed payment was due. The term is often used to describe being late with rent, bills, contractual payments, child support, or other legal financial obligation.
Assets	Assets are things you own that have a monetary value. Good everyday examples of assets will include your property, car, savings, antiques, valuable jewellery etc.
Attachment of earnings	If you are not repaying debts as agreed through the Court they can notify your employer to deduct a certain amount before paying your wages which will then be used to repay your debts. Under British law, a self-employed, unemployed, or member of the armed forces cannot have an attachment against them.

Patricia from Kirton-in-Lindsey

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