Call our debt helpline:

0800 157 7254

Existing customers helpline:

0800 093 5322

DEMSA OFT

Our customers

thanks once again for all your help with this, you’ve made a quite harrowing process far easier to deal with

Peter from Warrington

Why Debt Advisory Line?

We aim to reduce debt in the shortest possible time. We are members of DEMSA - (The Debt Managers Standards Association). We adhere to the code of conduct as set out by DEMSA which aims to protect the interests of both consumers and lenders. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

Debt Example

Here's how a debt management plan can help you repay debt.
Catalogue £735
Loan £625
Credit Card £1,568
Overdraft £4,697
Total owed £7,652

Benefit of a Debt Management Plan

Current monthly payment:
Term: 10 years (for credit card)
£492
New monthly repayment:
Term: 3 years 8 months*
£222

UK Debt Management Plan

As the leading, and three times award winning UK Debt Management Company you can rest assured that you are talking to a professional debt management company when you get debt management and debt consolidation advice from one of our expert advisors. Debt Advisory Line provide debt management help and advice to 1000's of customers and we can begin helping you toward debt settlement today!

Benefits of a UK Debt Management Plan

  • One affordable monthly payment
  • Let us deal with your creditors on your behalf so you don't have to
  • We provide you with a monthly statement showing you who has been paid
  • Money will be distributed on a pro-rata basis between your creditors, ensuring that each creditor is being paid fairly
  • Your Personal Account Manager will provide one to one contact and ongoing support
  • The arrangement will ensure that you can still afford to pay your essential bills such as your mortgage, council tax etc

On average our customers reduce debt repayments by 50%*

We have saved Mr Jones from Southport over £400 per month in interest and charges by negotiating with his creditors – that’s a saving of £5,000 per year.**

Service and fees

We thrive on providing award winning service and our expert debt advisers will discuss all options available to you. If you choose to start a debt management plan there will be a fee involved. Click here for more information on our fees

*Reduction based on customers taking out a debt management plan or IVA during October 2011. **Based on a plan commencing October ’08. Repaying debt over a longer period may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. We must put certain 'priority' debts before others, debt write-off applies to unsecured debts, within and only on completion of an IVA or Trust Deed.

A Debt Management Plan (Debt Management Program) unlike debt settlement is an informal debt help arrangement between you and your creditors. Our credit management lets you repay your debts with one affordable monthly payment. This debt consolidation pulls all your unsecured credit such as loans, credit cards, store cards, catalogues and overdrafts into that one payment without the need to borrow any more money.

With our huge experience and knowledge of Debt Management Plans we negotiate with your creditors and request that interest and charges on your accounts are frozen, if not reduced, based on your circumstances.

If you are currently on a Debt Management Plan you can contact us for expert debt advice and a review of your finances.

Debt Management Plans are suitable for people who are struggling to repay debts and can only afford to make a contribution to their debts.

Debt Advisory Line abide by the Office of Fair Trading Debt Management Guidance ensuring that all advice provided is suitable for your own personal circumstances. Debt Advisory Line are a member of DEMSA (Debt Managers Standard Association) who have OFT Approved Code of Conduct status.

Winner 'Debt Management Provider of the year 2011'

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