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Demsa

We are members of DEMSA - The Debt Managers Standards Association. This means that we adhere to the code of conduct as set out by DEMSA. The DEMSA code of practice is approved under the OFT (Office of Fair Trading) Consumer Codes Approval Scheme (CCAS).

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Debt Advice from Debt Advisory Line

Are you looking for bankruptcy law information?

Where is a bankruptcy order made?

Bankruptcy petitions are usually presented in the High Court in London or at a county court near where you live or trade (although not all deal with bankruptcy petitions).

Who deals with your bankruptcy?

Official Receiver

An Official Receiver is appointed to protect your assets. They act as trustee of your bankruptcy affairs if you have no assets. Insolvency practitioner

If you do have assets, an Insolvency Practitioner will be appointed to act as trustee and sell your assets to pay your creditors.

* Find an authorised insolvency practitioner

Once a bankruptcy order has been made against you, your creditors can no longer pursue you for payment. Payment becomes the responsibility of the trustee.

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