Who are DEMSA?

The Debt Management Standards Association (DEMSA) were established to promote good practice in the debt management industry, and protect the interests of the public and lenders to whom they owe money. 

Debt Advisory Line is a member of DEMSA (Debt Managers Standards Association) and fully subscribes to the DEMSA Code of Conduct which has been approved by the OFT (Office of Fair Trading), which covers the following areas:

• Compliance with Statutory Regulations and OFT Debt Management Guidance
• Marketing, Advertising and Publicity
• Information to Customers
• Contract Terms
• Client Accounts and Interests
• Dealings with Lenders
• Complaint handling

DEMSA's aims

The main aim of the DEMSA code is to encourage debt management companies to provide the highest services and standards in which the public and the credit industry can be confident in. Membership of DEMSA which is an OFT approved Code of Conduct is strictly reliant upon UK Debt Management Companies being able to demonstrate that they comply with the high standards set out in the DEMSA Code of Conduct.

The OFT only approves codes that have proved to be effective over a period of time in safeguarding and promoting the interests of consumers beyond the requirements of law.

Debt Advisory Line's debt advisors are trained to give impartial debt advice and recommend the most appropriate debt help programme - whether that be an IVA, a debt management plan or another debt solution.

Debt Advisory Line have helped thousands of people who thought bankruptcy was their only option to become debt free, Debt Advisory Line offer Professional Debt Management Help and Advice on debt solutions including:

• Debt Management

• Individual Voluntary Arrangements

• Trust Deeds

• Bankruptcy

• Debt Relief Order

• Mortgages

• Secured Loans

• Managed Bank Accounts

There are lots of benefits from our debt management solutions, almost of all of our clients state that they have "peace of mind" and can carry on with their everyday lives knowing that their creditors are being dealt with by a professional debt management company.

There are over 150 Debt Management Companies in the UK of which a handful are a member of DEMSA and abide by the DEMSA Code of Conduct ensuring that the best debt solution is provided to the customer. Debt Advisory Line was voted the best Debt Management Provider of the Year in 2008, Debt Management Provider of the Year in 2009 and shortlisted for the Debt Management Counsellor of the Year in 2008. With years of debt management knowledge and experience you can be rest assured that Debt Advisory Line is the right debt solution company to help you manage your debt.

For an Online Debt Advice Assessment Simply Complete Our Debt Advice Form Now!

"Debt Advisory Line offer a first class service. I would highly recommend anyone who feels debt is a serious problem to contact the Debt Advisory Line. I feel like a weight has been lifted." Daniel from Leeds.

Call our National Debtline on 0800 157 7254 for expert debt advice.